Compare Cover Options

What’s covered by PROSURE Pet Insurance? The below table will help you to compare PROSURE’s Pet Insurance cover options.

 
Gold Cover
Accidental Injury + Illness
Platinum Cover
Accidental Injury + Illness + Wellness Care

Annual Benefit Limit

$12,500
$14,500

% of Eligible Vet Bill Covered

Up to 80%

Accidental Injury

Illness
e.g. skin conditions, cancer, eye and ear conditions, gastrointestinal problems

Dental Illness1

$1,000 Annual Benefit
$2,000 Annual Benefit

Tick Paralysis

$500 Annual Benefit
$1,000 Annual Benefit
Cruciate Ligament Conditions2
Cruciate ligament damage is a knee injury seen most often in overweight, middle-aged dogs when the ligament is torn, usually after a jump or fall.
$2,600* Annual Benefit

Hereditary & Congenital Conditions3
A hereditary condition is a disease or disorder that is inherited genetically e.g. hip and elbow dysplasia.

Consultations

$300 Annual Benefit

After Hours Emergency
Visits

Specialist Care

Laboratory & Diagnostic
Tests

Hospitalisation

Radiology

Prescription Medicines &
Drugs

Surgery

Emergency Boarding Fees
We will pay up to $20 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised for 5 days or more, up to an annual maximum.

$800 Annual Limit
$1,000 Annual Limit

Overseas Pet Travel Insurance
We will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia.

Wellness Care Rewards
e.g. vaccinations, worming, desexing

$150 Annual Benefit

Excess

No Excess

Waiting Period2

6 Months for
Cruciate Ligaments

30 Days for Illness Conditions, 
6 Months for Cruciate Ligaments
2 Years for Dental Illness

Cooling Off Period

21 Days

No Claim Bonus

Multi-Pet Discount
When you insure more than one pet, you receive a 10% discount on the second and subsequent pets' premium/s.

1 Must be insured for 2 years or more with no gaps or breaks in cover, and the pet must not have showed any signs or symptoms of, or been treated for, Dental Illness in the applicable waiting period.

2 The 6 month waiting period on cruciate ligament condition claims may be waived if we receive, within 14 days of examining your pet, written certification from your veterinarian that they have examined your pet on or after the commencement date and found no signs or evidence of cruciate ligament conditions in the applicable waiting period. Download a waiver form

3 Excluding pre-existing conditions.

* You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.

Once you've chosen your level of cover, you can get an instant quote and apply for a PROSURE policy online.