What's covered by PROSURE Pet Insurance? The below table will help you to compare PROSURE's Pet Insurance cover options.
| |
Silver
Accidental Injury |
Gold
Accidental Injury
+ Illness |
Platinum
Accidental Injury
+ Illness
+ Wellness Care |
| Annual Benefit Limit |
$8,000 |
$12,500 |
$14,500 |
| % of Eligible Vet Bill Covered |
Up to 80% |
| Accidental Injury |
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Illness
e.g. skin conditions, cancer, eye and ear conditions, gastrointestinal problems |
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| Dental Illness1 |
|
$1,000
Annual Benefit |
$2,000
Annual Benefit |
| Tick Paralysis |
|
$500
Annual Benefit |
$1,000
Annual Benefit |
Cruciate Ligament Conditions2
Cruciate ligament damage is a knee injury seen most often in overweight, middle-aged dogs when the ligament is torn, usually after a jump or fall. |
$2,600*
Annual Benefit |
$2,600*
Annual Benefit |
$2,600*
Annual Benefit |
Hereditary & Congenital Conditions3
A hereditary condition is a disease or disorder that is inherited genetically e.g. hip and elbow dysplasia. |
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| Consultations |
$300
Annual Benefit
|
$300
Annual Benefit |
$300
Annual Benefit |
| After Hours Emergency Visits |
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| Specialist Care |
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| Laboratory & Diagnostic Tests |
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| Hospitalisation |
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| Radiology |
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| Prescription Medicines & Drugs |
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| Surgery |
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Emergency Boarding Fees
We will pay up to $20 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised for 5 days or more, up to an annual maximum. |
$500
Annual Limit |
$800
Annual Limit |
$1,000
Annual Limit |
Overseas Pet Travel Insurance
We will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia. |
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Wellness Care Rewards
e.g. vaccinations, worming, desexing |
|
|
$150
Annual Benefit |
| Excess |
No Excess |
| Waiting Period2 |
6 Months for Cruciate Ligaments |
30 Days for
Illness Conditions, 6 Months for Cruciate Ligaments & 2 Years for Dental Illness |
30 Days for
Illness Conditions, 6 Months for Cruciate Ligaments & 2 Years for Dental Illness |
| Cooling Off Period |
21 Days |
| No Claim Bonus |
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Multi-Pet Discount
When you insure more than one pet, you receive a 10% discount on the second and subsequent pets' premium/s. |
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1 Must be insured for 2 years or more with no gaps or breaks in cover, and the pet must not have showed any signs or symptoms of, or been treated for, Dental Illness in the applicable waiting period.
2 The 6 month waiting period on cruciate ligament condition claims may be waived if we receive, within 14 days of examining your pet, written certification from your veterinarian that they have examined your pet on or after the commencement date and found no signs or evidence of cruciate ligament conditions in the applicable waiting period. Download a waiver form
3 Excluding pre-existing conditions.
* You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.
Once you've chosen your level of cover, you can get an instant quote and apply for a PROSURE policy online.
Get a quote and apply now